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Frequently asked questions

How is ROI calculated?

(Final value minus the amount invested), divided by the amount invested, as a percent. €1,200 from €1,000 invested makes a 20% ROI.

Does ROI account for time?

Not on its own — 20% over 1 year and 20% over 5 years are very different. For a fair comparison over time, look at the annualised return (CAGR).

Is this a forecast or investment advice?

No. The result is an educational illustration based on assumptions you set — not a forecast, and not investment advice or a recommendation. You make the decision.