Frequently asked questions
What is the TER?
The TER (Total Expense Ratio) is a fund's annual fee as a percent of your holdings. A 0.2% TER means about €2 per €1,000 per year.
Why does a small fee matter so much?
Because it's charged every year on the whole balance and eats future returns too. Over decades a 1% difference can cost tens of percent of the final amount.
Is this a forecast or investment advice?
No. The result is an educational illustration based on assumptions you set — not a forecast, and not investment advice or a recommendation. You make the decision.