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Frequently asked questions

What's the difference between nominal and real return?

Nominal is the headline return; real subtracts inflation to show actual purchasing power. At a 7% return and 3% inflation, the real return is about 4%.

Why does inflation matter?

Because what your money can buy falls over time. A return below inflation is a real loss, even if the number in your account grows.

Is this a forecast or investment advice?

No. The result is an educational illustration based on assumptions you set — not a forecast, and not investment advice or a recommendation. You make the decision.