Frequently asked questions
What's the difference between nominal and real return?
Nominal is the headline return; real subtracts inflation to show actual purchasing power. At a 7% return and 3% inflation, the real return is about 4%.
Why does inflation matter?
Because what your money can buy falls over time. A return below inflation is a real loss, even if the number in your account grows.
Is this a forecast or investment advice?
No. The result is an educational illustration based on assumptions you set — not a forecast, and not investment advice or a recommendation. You make the decision.