Frequently asked questions
What is the Altman Z″?
A model for financial-distress risk computed from a few balance-sheet ratios. The Z″ variant is adapted for non-manufacturers and emerging markets; a higher score means lower risk.
What does DeAngelo (RE/TE) show?
The ratio of earned to contributed capital (retained earnings to total equity) — a proxy for firm maturity: young firms rely on contributed capital, mature ones on earned.
Is this a forecast or investment advice?
No. The result is an educational illustration based on assumptions you set — not a forecast, and not investment advice or a recommendation. You make the decision.